Michigan Municipal League Foundation

Enhancing Local Government Project

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The Elected Official's Guide to Risk Management

What if the Unthinkable Happened in your City?
200 homes are flooded by sewer backups…. and it's your city's fault!

Harrassment suits worth millions of dollars…. and it's your city's fault!

An elderly man trips, falls and breaks his leg, then sues…. and it's your city's fault!

City vehicle swipes eight cars in snowstorm…. and it's your city's fault!

You refuse a re-zoning request, then find the city sued for millions…. and it's your city's fault!

What would you do? What could you have done to prevent these situations? This resource will show you how to avoid the common pitfalls to which many municipalities fall prey.

Benefits to the User of This Resource
In this resource, you will find all you need to know about risk management and how to promote these cost-saving techniques in your municipality.

Understand the unique problems faced by seven of Michigan's municipalities; see how local officials in these municipalities deal with those problems and avoid lawsuits and higher premiums that threaten to unbalance their budgets

This is risk management for the non-professional. In common, ordinary language, you can learn about the risk management process, how it is typically carried out, and what the roles and responsibilities of elected officials are.

In this resource you will learn how to be a leader in the process of managing risk and liability for your municipality. You will learn what leadership means in this field, and the things to do or not to do to assit that process.

You will learn how important the training process is, not only for city employees but for elected officials, too. Learn the types of training that enhance the risk management process the most. Learn what risk management experts have to say about continual, multi-level training.

You will learn the basic types of risk that are unique to cities and villages and are unlike the risks found in business, manufacturing or education.

What You Will Do in This Resource:

Learn how risk management has saved Michigan cities and villages millions of dollars.

Discover the ways that you, as an elected official, can cut unnecessary losses for your municipality.

See how select Michigan cities have reduced losses, settlement fees, insurance premiums and attorney fees.

Discover how an annual audit can save your municipality money.

Learn the secrets of managing risk and liability for your municipality.

Learn what actions taken by elected officials can impede the risk management process.

Hear and See experts advising on sound risk management practices.

Let case studies show you how risk and liability are managed today in Michigan.

Learn the steps of the risk management process.

Explore ways to use the planning process to avoid costly lawsuits and payment of heavy damage awards.

Enjoy a full library of resources on the subject of risk management and loss prevention.

Learn what those terms the city manager uses really mean:
Liability
Loss frequency
Loss severity
Exposure audit
Immunity
Indemnity agreement
Infrastructure
MIOSHA and OSHA
Performance
Due Dilligence.

This resource was made possible by generous grants from many donors who have a stake in well-informed elected officials, including:
Meadowbrook Insurance Group
MML Liability and Property Pool
MML Unemployment Compensation Pool
MML Workers' Compensation Fund

Is your municipality spending too much on insurance premiums? Settlement costs? Attorney fees? Find out how elected officials can promote fiscal responsibility through the management of risk and liability.

This limited time introductory offer is made possible by generous underwriting from the Michigan Economic Development Corporation.

Here is a CD-ROM that is a $250 value, now yours for only $59.95, while this introductory offer lasts. Please click on the link above to order.

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